Grace & Runout Periods Explained
Allow us to explain how a common HISD plan feature may affect your FSA or DFSA as you transition from Inspira Financial to ZyneraHealth.
on behalf of...
What is HISD's Grace Period?
The Grace Period gives employees more time to spend their unused FSA funds, which normally expire December 31.
Plan members have until March 15, 2025 to spend 2024 funds.
Go to The FSA Store to easily exhaust all of your FSA funds.
TIP: Be wary of debit card purchases that may not process the same day or on weekends. This year, March 15, 2025 is a Saturday. Saturday card swipes may not show as processed until Monday, March 17.
Grace Period Date: March 15, 2025
What is HISD's Runout Period?
The Runout Period extends plan members' time to file 2024 claims for products or services that the plan member received on or before March 15, 2025.
Plan members have until May 15, 2025 to file claims for services that they received on or prior to March 15, 2025.
HISD's Runout Period is a 60-day window.
TIP 1: Make sure that your provider can send their bill to you or populate your Explanation of Benefits well before May 15, 2025.
TIP 2: Even if you received services within the Grace Period, failure to file your reimbursement claim by May 15, 2025 will result in your claim being denied.